A single heat stroke claim can exceed $500,000 in direct workers' comp costs — and drag your EMR for three years. Here's the financial case for a HIPP and a cool-down trailer, framed for CFOs and risk managers.

OSHA's three pillars of heat illness prevention — water, rest, shade — are the floor, not the ceiling. The four elements most plans miss, and how to build a HIPP that prevents incidents instead of just satisfying inspection.